Ranjit, Yuri, Rohan Dhakal, and Briendra Vaidya. “ Analysis of Influencing Factors of E-Wallet Adoption in Nepal”. Kathmandu University Journal of Science Engineering and Technology 19, no. 2 (June 30, 2025). Accessed July 31, 2025. https://journals.ku.edu.np/kuset/article/view/602.